Q: How much can I afford to spend on a house?
A: The answer to this question lies in your income and your debt load. Generally most homebuyers purchase houses that cost between 1 ½ and 2 ½ times their annual income.

Q: Do I need a real estate agent to buy a house?
A: Yes, for two reasons. In almost all situations the services of your real estate agent is paid for by the seller, so there is no cost to you. Secondly, without an agent you may be missing representation of your interests.

Q: Do sellers have to disclose the details of other offers?
A: No. Sellers are not legally obligated to disclose the terms of other offers.

Q: When is the best time to buy?
A: Many people prefer to move during the spring or summer, and as a result the real estate market starts to heat up as early as February. November and December are generally the slowest months for real estate. However, being the large metropolitan area that we are, all seasons pose thier unique opportunities!